I had taken an education loan from National Bank back in India which is coming to 12.5% apr. Looking at how low the ruppee is I am thinking of taking a personal loan from US bank and paying off my education loan.
I read this [article](http://tinyurl.com/ph6sd3c), which gives similar solution. What interest rate can I expect for credit score of 717 and loan upto $20k? Also, I have been in US for only 19 months so I don't have a lot of credit history.