If I have only 6 Lakh in hand without any loan should I try for MS in US?

Sorry, this may be too basic to ask, but my situation is as below:

I can arrange only 6 lakh & taking any type of loan is almost impossible for me, I’ve done with my GRE 305, TOEFL 89

and 75% in GRAD…and having 5+ yrs exp currently is it possible for me to anyway to go for MS in '15 fall in telecom?

The school will need evidence of financial liquidity before issuing your I-20 document which is used for visa application. This includes ability to support yourself. For example, our school has an English language program for a fee of about $5,900 for the entire year. This comes to about INR 3.6 Lacs. Financial statements however must show available cash that is close to $18,000 because it covers room, board and food. If you show this as available in the bank, the I-20 will be issued. Property may not be shown in lieu of liquid cash. Within weeks of coming in, you can opt for on campus employment that will pay close to $160 per week ($8 per hour, 20 hours). Please keep in mind that $18,000 is a safety estimate required by Federal law, chances are you might eat less, stay with 3 other students and be conservative in expenses. Options are always available. Just don’t give up on your dreams.

Best wishes

Dr. Sandeep Shankar, Colorado Heights University, Denver, CO, USA. [sshankar@chu.edu](mailto:sshankar@chu.edu)

Well, you mention that you have 5 years of Experience and working. What stops you from saving some more money for MS ? What is your goal for MS ? If you just want to get an American degree for yourself, there may be ways with the money, but that is not what you should be looking at. Settling for less because you have less money is not the best way to look at life and career. You can always wait and save more money to puruse your dreams. Read these articles

	[Goal for MS in USA - Job or Money ](http://redbus2us.com/why-study-masters-in-usa-goals-for-studying-abroad-just-job-or-higher-goals/)

	[MS in US for PhD  -Professor ?](http://redbus2us.com/if-ms-in-usa-what-is-your-goal-become-a-professor-scientist-etc/)

Also, there are quite a few article on our blog at [Decide MS or MBA section](http://redbus2us.com/category/applying-to-us-schools/decide-ms-mba-in-us/), have a look at it

Thanks sir for your valuable response.