I am currently on H4 visa. My husband is on H1b, working for an American firm. I am planning to pursue MS in the coming year and working towards that academically. I would like to change my visa to F1 as soon as I get admission to avail OPT. So, my husband is the only earning member who will have to pay my tuition fees. What are the options for finances. Can we take an educational loan? I do not want to miss out on the opportunity of studying MS due to financial constraints.